Verify or Beware: How to Spot a Legit Request

How to avoid getting scammed: Part 3 of 30

Common Types of Scam Requests and Basic Verification Tips

In today's digital age, it's easier than ever for scammers to send fake requests that look legitimate. Whether it's an email asking you to update your bank account information or a call from someone claiming to be from the IRS, these requests can be convincing. That's why it's crucial to verify the legitimacy of any request before acting on it.

Here are a few common types of requests that might be scams:

• Emails asking for personal information or to click on a link.

• Phone calls from unknown numbers asking for money or information.

• Social media messages from unknown or impersonated contacts.

To verify these requests, start with these basic tips:

• Be suspicious of unsolicited contacts: If you didn't initiate the contact, be cautious. This includes unexpected emails, phone calls, or messages, especially those asking for sensitive information or money.

• Verify the sender's identity: Call back using a known number or check the email address for any signs of forgery. For example, look for slight variations in the domain name, like "bankofamerica-contact.com" instead of "bankofamerica.com."

• Don't rush: Take time to think and verify before acting. Scammers often create a sense of urgency, so pause and assess the situation before responding.

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In-Depth Verification Methods

To effectively verify if a request is legitimate, you need to be thorough and methodical. Here are some detailed steps you can take for different types of requests: